Friends today will talk about the 3 best home loans in India 2021, which is the best home loan provider for you. We will be better off taking a loan from which provider, how much is the rate of interest work. If we discuss all this above in a big way, then stay with us and know about the best loan provider for you.
3 Best Home loans in India 2022
1 LIC HOME LOANS :
LIC HOME LOAN is very good, its rate of interest is very high another company, it can take a home loan from 1 lakh to 15 corers. The home loan the LIC is approved within a few days of applying, if your documents are tired properly then it gets approved quickly. If your civil score is good, then its LIC has come out with a new product which has been named Civil score link product.
In this, the better your civil score, the more you will have to give interest, like if you have a civil score of 700, then you have to pay 6.90% interest and if you are self-employed, then you have to pay 7%. If your civil score is 650 -699, then the rate of interest to you is 7.10 %. You, if you are self-employed 7. 20%
|Loan Amount||Rs 1 lakhs – Rs 15 crore|
|Interest rate||6.90% p.a onward|
|Processing fees||0% -0.50%|
|max repayment tenure||30-year|
As per bank required for example. voter id, pan card, adhar card, bank passbook, checkbook, salary sleep govt. private any,
2 UNION BANK Home loans :
UNION BANK provides very good home loans, they can take from 1 lakhs to 25 lakhs.
|Loan Amount||Rs 1 lakhs – Rs 25, lakhs|
|Interest rate||6.80% p.a|
|Processing fees||0% -0.50% less then|
|max repayment tenure||30 year|
Documents: As per bank required for example. voter id, pan card, adhar card, bank passbook, checkbook, salary sleep govt. private any,
The loan attracts a processing fee of 0.50% less than the loan amount + GST subject to a minimum of Rs 5000 and a maximum of Rs 15000 + GST. your repayment of up to 3 years includes all nation /international holidays. A lot of work from Union Bank gives Union Bank loans at a rate of interest. If she is a woman then it is easier. For this, you have to have an account and it is necessary to have a salary account in the bank, whether it is private or government, it is necessary to have a bass salary account.
And the one who has already taken a loan and is running it by maintenance will also get the loan easily and if you have a good civil score, then you will be given a loan at a work rate of interest. The minimum interest will be 6. 87% if the civil score of the app is 700 above.
3. HDFC HOME LOAN: –
HDFC home loan is a very strong loan provider bank, this bank will give you a loan, it will look at you a lot before giving you what is your business, what job do you do, is the government or private, how much is your salary. If you took a loan, you would have missed a loan before or whether you have scored a civil score. Aid will ask you. You can also see your property if you give more amount of loans.
|Loan Amount||based on customer profile|
|Interest rate||6.80% p.a|
|Processing fees||0.5%-1.5% less then|
|Panel interest rate||upto 24% p.a|
|closing fee||2/3 %|
|Document||As per bank required for example. voter id, pan card, adhar card, bank passbook, checkbook, salary sleep govt. private any,|
If you also want to take a home loan then keep in mind that before taking a home loan, it is very important to know about it, because before signing a document on any bank, read it carefully and give some rural conditions to them. It remains to be read well because there is a lot written in front of them that their rate of interest, how can the bank recover from you.
If you do not pay the loan amount read all these things carefully on paper. Signature by watching it properly because it is not that there is a fraud or your property papers, then sign a paper, then read it carefully. Which Tram and Condition for a bank then signature